Credit Analysis Advisor Financial Proformas, Inc.  Financial Proformas develops and markets software products to support the needs of commercial lending institutions. Over one third of the top 100 commercial banks in the US and Canada along with some of the largest industrial and financial companies in the world use FPI's FAST (Financial Analysis Support Techniques) software for credit analysis. This software provides a complete range of traditional analytical reports on both historical and proforma basis.  FPI has released an EXSYS expert system module, FAST Advisor, to provide complex analysis of the traditional report data. This supports the company's philosophy of utilizing the latest technology to increase the loan officers' productivity. The expert system not only provides an English language interpretation of the historical financial output generated by FAST, but also prepares the assumptions for FAST annual projections and produces text output linkable to bank word processing software. This link eliminates much of the tedious writing of analytical reports by generating standard financial statements reviews.  Through periodic updates, the knowledge base can be customized for a bank's current loan policy, US and local economic forecasts and interest rate projections. FAST Advisor consistently and reliably interprets the relationship of these variable factors and user defined levels of sensitivity associated with a particular financial statement. The expert system gives a credit analyst access to the expertise of a more experienced advisor, thereby accelerating the training process and increasing productivity.  FAST and FAST Advisor are available commercially from FPI (a Moody's company), Walnut Creek, CA +1-510-945-1005 or 1-800-321-FAST. FPI can also be contacted via email at 73400.121@compuserve.com and their Web site fpi.moodys.com